Smart Child Education Plan

Smart Child Education Plan

The Smart Child Education Plan is a life policy designed for individuals who plan to make provisions for their children’s future school fees. The policy gives a handsome benefit­ at the expiry of the policy even in case of the policy holder passing on or being diagnosed with a listed critical illness or being disabled during the period of the policy.
Education BonusWhen starting the policy, the customer makes a choice of their desired benefi­t amount, which will be paid out at the end of the policy period. This is paid as a lump sum to the policy holder on behalf of the nominated children’s education needs.
Maturity BonusA loyalty bonus is added to the benefi­t amount on expiry of the policy period. A Policy period greater or equal to seven (7) years shall be awarded a bonus equal to 1% of the benefi­t amount for each year of the policy. This means a seven-year policy will be awarded an outright 7% for the seven years and so on for longer periods.
Waiver of Premium upon the passing of the Policy holder If the policy-holder passes on during the 1 policy period, all future premiums are waived and covered by Prudential.
Waiver of premium on Permanent Disablement of the PolicyholderIf the policy-holder becomes totally and permanently disabled prior to the end of the policy, all future premiums are waived and covered by Prudential.
Waiver of premium on policy-holder being diagnosed with a critical illnessIf the policy holder becomes critically ill prior to the end of the policy, all future premiums are waived and covered by Prudential. DOWNLOAD BROCHURE SPEAK TO AN ADVISOR

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Prudential Life Assurance Zambia
Personal life insurance
Lusaka
Prudential Life Zambia's range of personal life insurance products are well spread to suit the basic protection needs of every customer. Each product is designed to be able to provide the customer with protection, offering peace of mind with regards to the provision of individual protection needs.